4635 Coconut Ridge Rd

Smithville, TN
$ 999,900 Beds 3 Baths 4 Sq 3,192
Monthly Estimate* How much can I afford?

Escape to Center Hill and enjoy breathtaking lake views from this exceptional luxury custom home situated on 1.59 beautifully maintained acres. Designed to showcase the surrounding scenery, this impressive residence offers multiple spaces to relax, entertain, and take in the beauty of Center Hill Lake. The main level features three spacious bedrooms and three full baths, along with an expansive all-seasons room that serves as the perfect place to enjoy the lake view throughout the year. Detailed millwork, high ceilings, Pella windows, and rich hickory hardwood flooring reflect the quality craftsmanship found throughout the home. A large second-story bonus room provides flexible space for a media room, home office, recreation area, or guest accommodations. The 1,496-square-foot unfinished basement is heated and cooled and includes a full bathroom. Thoughtfully framed for two additional bedrooms, a den, and multiple storage areas, it is also plumbed for a future kitchen or wet bar, offering exceptional potential for expanded living and entertaining space. Recent upgrades include a newer roof and HVAC units. Additional highlights include a three-car garage, two concrete driveways, generous storage, mature landscaping, and a meticulously maintained yard. Center Hill Lake is known for its breathtaking scenery, clear waters, boating, fishing, kayaking, and convenient access to nearby marinas. Whether used as a full-time residence or luxury lake retreat, this beautifully maintained home offers exceptional craftsmanship, impressive expansion potential, and a spectacular lake view in one of Middle Tennessee’s most desirable destinations.

Active

  • Price
  • $ 999,900
  • City
  • Smithville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 4
  • County
  • DEKALB
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.59 Acres
  • Zip
  • 37166
  • Sqr Footage
  • 3,192
  • Year Built
  • 2006
  • Taxes
  • $ 4831
  • Style
  • MLS#
  • 3312211
Listed By: Center Hill Realty;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 3192
Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Electricity Available,Water Available
Possession Negotiable
Roof Shingle
Appliances Built-In Electric Oven,Built-In Gas Range,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
HOA Fee 300
Garage Spaces 3
Patio/Porch Features Deck,Covered,Patio,Porch
Construction Materials Fiber Cement
Year Built 2006
View Lake
Stories Count 3
Topography Sloped,Views
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Dekalb County,TN
New Construction No
Property Type Residential
Attached Garage No
Energy Efficient Windows
Subdivision Name Center Hill Lake
Garage Y/N Yes
Full Baths 4
Status Active
Directions From I-40,Exit 273/TN-56 S for 11 miles. Turn right onto Allen's Chapel Rd for 4.5 miles. Home on the left. Sign on property.
High School De Kalb County High School
City Smithville
Senior Community Y/N No
Lot Size Units Acres
Elementary School Northside Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 4831
Middle/Junior High School DeKalb Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Bookcases,Ceiling Fan(s),Entrance Foyer,Extra Closets,High Ceilings,Pantry,Walk-In Closet(s),High Speed Internet
Basement Partial,Unfinished
Flooring Carpet,Wood,Tile
Total Fireplaces 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 3192
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Professional Measurement
Below Grade Finished Area Source Professional Measurement
Above Grade Finished Area Source Professional Measurement
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Parking Features Garage Door Opener,Garage Faces Side,Concrete,Driveway
Lot Features Sloped,Views
Water Source Public
Total Parking 3
Lot Size Area 1.59
Building Area Total 3192
Lot Size Acres 1.59
Lot Size Source Assessor
Waterfront Y/N No
Covered Spaces 3

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Northside Elementary
Middle School Dekalb Middle School
High School De Kalb County High School

Price History

7/29/2026 Listed $1,390,000
8/12/2026 11% - $1,250,000
8/29/2026 21% - $999,900

Property vs Zip Code Average in 37166

Price
AVG $460K
$1,000K
Taxes
AVG $1,388
$4,831
Year Built
AVG 2004
2006
Visits
AVG 80
84
Data Provided by Inside Real Estate®

Areas That We Cover

4635 Coconut Ridge Rd Smithville, TN is a Single Family Home for sale at $999900 with 3192 sqft and a lot size of 1.59 Acres Acre(s). 4635 Coconut Ridge Rd Smithville has 3 bedrooms, 4 baths and was built in 2006. The property's zip code is 37166 which is in Smithville, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.